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Avail Business Loan up to Rs. 2 Crore from 40+ Banks and NBFCs. ✓ loan application and approval ✓Minimum documentation ✓No collateral ✓No guarantor required ✓Compare Interest Rates for a business loan ✓Affordable interest rates ✓Calculate your monthly Business Loan EMIs. ✓Flexible loan tenure upto 180 months

What is a Business Loan?

Each business is unique & have specific requirements. Business loan is offered by various  banks & financial institutions across the country are customized & customer centric. These are made to offer the business owners with the wide array of financing alternatives.

The small business loan is safest & easiest option to appropriately finance the business objectives. Banks & financial institutions offer tailor made loans based on nature, scope & goal of the requirements.

99Loans brings special Doctors Program for MBBS, BDS & Above qualification Interest rate start from @10.99%, Loan up to 5 Years.


Business loans in can be availed in range of Rs.1,00,000 to Rs. 2 Crore. These loan applications normally get approved quickly without any hassle during the process. Most banks & financial institutions provide the customer with promise of unsecured lending solutions when it comes to the business loan. The business loan come with the added benefit of services, like SMS, Web Chat, Phone Banking, etc. Some banks extend exclusive higher loan amounts to the self employed customers. With minimal paperwork & flexible repayment options, more & more business owners are leaning on business loan to fund the business need.


Unsecured business loan enable businesses to fund exact exigencies & repay the loan amount in easy EMI. These loans are availed for the different reasons, including the business expansions, working capital, etc.

Banks & financial institutions offers business loans to customers with flexibility of the doorstep service. Furthermore, business loans in India normally do not expect any collateral, guarantor or security from an applicant.

Some banks offer customers with a facility of business loan within a minute, either online or through their branches. These speedy approvals assure that customers do not waste their time waiting to hear from banks for status of their loan application.

Business loans are destined to help small businesses to meet their capital & other requirements. Generally, the following categories of people can avail the business loan.

Business Loan Interest Rates 2019

To help its customers get the best interest rates on Business loans 99Loans has consolidated all the information regarding latest rate of interests at one place. Keep visiting this section and remain updated.

Information for comparison of rate of interests and loan amount.

Banks/Finance company Minimum ITR Net Profit Rs. Rate of Interest Between Loan Amount Provides Between Turnover
HDFC Bank 2.5 Lac 15% – 18% 1 Lac – 50 Lac Min 1 Cr
RBL Bank 2.5 Lac 16% – 22 % 1 Lac -50 Lac NA
Kotak Mahindra 2.5 Lac 16% – 21% 3 Lac – 75 Lac Min 40 Lac
ICICI Bank 2.5 Lac 16% – 21% 1 Lac -40 Lac Min 30 Lac
FULLERTON INDIA 2.5 Lac 19% – 28% 1 Lac – 15 Lac NA
Magma Fincorp 2.5 Lac 19% – 22% 1 Lac – 25 Lac NA
Capital First 1.5 Lac 19% – 28% 1 Lac – 15 Lac NA
Axis Bank 1.5 Lac 19% – 28% 1 Lac – 40 Lac Min 40 Lac
Doctor Loan 2.5 Lac 11% – 15% 2 Lac – 1  Cr NA

EMI Calculator

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Business Loan Eligibility

Self Employed Professionals
This type of category include, allopathic doctors, chartered accountants, company secretaries, & architects etc. This is subject to the applicants who have the proof of qualifications & are practicing their profession.

Self Employed Non Professionals:
This type of category includes traders & manufacturers.

Who can avail Business Loan?

Following entities can avail the business loan:

  • Proprietorship
  • Partnerships
  • Closely Held Limited Companies
  • Private Limited Companies
  • Limited Liability Partnerships

Applicants have to fulfil following criteria in order to be eligible for business loan:

  • No Minimum Turnover
  • Min 3 years experience in the current business
  • Min 3 years of business experience
  • Business should make profit for last 2 years
  • Min Annual Income is Rs.1.5 Lacs
  • Min age of applicant is 21 years
  • Max age of applicant is 65 years at a time of loan maturity