Property Loan

[vc_row css=”.vc_custom_1550147314090{background-image: url(http://99loans.co/wp-content/uploads/2018/01/property-loan.png?id=1026) !important;}”][vc_column css=”.vc_custom_1549976307055{margin-top: 100px !important;margin-bottom: 100px !important;}”][contact-form-7 id=”1022″][/vc_column][/vc_row][vc_row][vc_column][container][vc_row_inner][vc_column_inner width=”2/3″][vc_custom_heading text=”Loan Against Property/ Mortgage Loan Approval” google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal” css=”.vc_custom_1550834229284{margin-bottom: 20px !important;}”][vc_column_text]Get instant soft approval from the loan against the property by mortgaging your residential or marketable commercial property. Get up to 100% loan amount on your property’s value within seven working days. Interest rate starts from 8.50% from over 40 Banks & NBFCs.[/vc_column_text][vc_custom_heading text=”We provide Loan against property on residential, commercial & Industrial Property.” google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal” css=”.vc_custom_1550834259955{margin-bottom: 20px !important;}”][vc_column_text]

The loan which is provided against any collateral mortgage property is called Property Mortgage Loan or Loan Against Property. Normally all the private sector and public sector banks are aggressively providing property loans in India. Apart from banks, lots of NBFC are also providing mortgage loans in Pune. Due to high competition in these products, there are lots of advantages to loan customers. They get low-interest rates with higher tenure.

In case of loan against property, the approval takes time of 6 to 10 days. Banks take the charge of property at the time of loan disbursal. Key players like HDFC bank, ICICI Bank, ING Vysya Bank, Kotak Mahindra, Axis Bank etc. are the major stake holder from private sector banks in India. Banks interest rates are normally 8.50 % to 16.00 % in reducing the balance.

[/vc_column_text][vc_custom_heading text=”Property Loans/ Mortgage Loan” google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal” css=”.vc_custom_1550834299492{margin-bottom: 20px !important;}”][vc_column_text]

  • Property Loans start from Rs 2 Lakhs onward depending on your property valuation and your individual eligibility.

  • Loan against property can be borrowed up to 100% of market value of the same property.

  • Easiest and Flexible for taking option between an EMI based loan or overdraft facility.

  • Property loan is available with the option of high tenure loans for the low burden of repayment.

  • Low MCLR rate and maximum tenure with low-interest rates as the comparison with a Personal loan or Business loan.

  • Simple documentation and speedy processing.

  • Property Loan can be availed by salaried & self-employed individuals or company also.

[/vc_column_text][vc_custom_heading text=”Features of Loan Against Property” google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal” css=”.vc_custom_1550834317613{margin-bottom: 20px !important;}”][vc_column_text]

  • It is the second cheapest loan in the market after Home Loan. It works out to be much cheaper than the Business loan which is usually issued at interest rates in the range of 8.50% – 16.00%.

  • On the basis of security, they provide longer tenure. The tenure for a Loan Against Property is usually longer than a personal loan. Generally, based on a secured loan for property for sale in malta tenure goes up to 15 years.

  • Due to a secured nature of loan the another quality of LAP is the lower rate of interest which makes this product lowest EMI product.

  • LAP requires normal documentation like the personal loan or business loan. Only property documents added for the collateral purpose.

[/vc_column_text][vc_custom_heading text=”Mortgage Loan Interest Rates 2019″ google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal” css=”.vc_custom_1554139490722{margin-bottom: 20px 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text=”EMI Calculator” font_container=”tag:h4|text_align:left” google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal” css=”.vc_custom_1550834359958{margin-top: 10px !important;margin-bottom: 15px 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heading=”FAQs”][faq heading=”What are the documents required for applying for a loan against property?”]For salaried customers:

Applicant and Co applicants signed application form with cross signed photograph
Proper Identity and Address Proof with age proof
Latest three month Salary Slips
Last two years Form 16
Updated Bank Statements (Last 6 months)
Initial Processing fee cheque
For Self-Employed customers:

Complete filled application form with signed photograph
Updated Identity and address Proof of applicant and co applicant
Business stability existence proof & Education Qualifications.
Last 3 years complete ITR
Last 3 years updated P&L and Balance Sheet along with audit report
Updated Bank Statements (Last one year)
Initial Processing fee cheque[/faq][faq heading=”Who can avail a Loan against Property in India?”]Any salaried as well as Self-Employed person can avail Loan against property (LAP) in India, irrespective of the monthly or annual income.[/faq][faq heading=”On which basis banks process application for Property loan?”]Banks process any of loan application on the basis of below mentioned factor:

Proper KYC documentations set.
Application age criteria for LAP (Minimum age 21 Years and maximum 65 years)
Actual and proper property valuation as per legal and technical report.
Obligating of existing loan liabilities (if any)
Work experience in current profession.
Proper set of financial documents of the customer.
Number of owners of the property.[/faq][faq heading=”How much loan can I get?”]You can get a property loan up to 65% of market value of your property depending on the finance policy of the issuing bank.[/faq][faq heading=”How would the market value of my property be finalized?”]The market value of the property would be determined by a valuation conducted by legal and technical team of the Loan Provider.[/faq][faq heading=”What is the major difference between a Home Loan and Property Loan?”]The basic difference is the end use of loan between a Home Loan and a Loan against property. Home loan is taken for the purpose of purchasing a residential property whereas a property loan can be taken for any other purpose like business or any other requirements.[/faq][faq heading=”Which are the main stages involved in the process of availing the property loan?”]

  • Application for Loan.
  • Processing of Application.
  • Loan Documentation.
  • Initiation for Verification / Valuation of property.
  • Credit Sanctioning of the Loan.
  • Disbursement of Loan.

[/faq][faq heading=”Is there any processing fee charged by the lender?”]Yes, there are some fees and other legal charges to be paid to the bank depending on their respective terms and conditions.[/faq][faq heading=”How many days does the bank take to approve the property loan?”]The normal processing of the loans takes 6 to 12 working days once all the documents are submitted. It also depends upon your income profile and documentation.[/faq][faq heading=”Does the property have to be insured?”]Yes. The property has to be completely insured against fire, flood, earthquakes and other appropriate hazards during the tenure of the property loan.[/faq][faq heading=”How can I repay my property loan?”]The repayment of the property loan is done through EMI or it can be paid through Post Dated Cheques (PDC) or Electronic Clearance System (ECS).The repayment of the property loan is done through EMI or it can be paid through Post Dated Cheques (PDC) or Electronic Clearance System (ECS).[/faq][faq heading=”How Can I pre-pay my loan?”]The loan can be pre-paid along with the pre-payment charges. Usually the bank charges 2% to 4 % of the principal pre-paid.[/faq][/faqs][/vc_column_inner][vc_column_inner width=”1/3″][vc_custom_heading text=”Process” google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal” css=”.vc_custom_1550834241907{margin-bottom: 20px !important;}”][vc_column_text]The loan against property goes through the following stages.

  • Application for Loan.
  • Processing of Application.
  • Loan Documentation.
  • Initiation for Verification / Valuation of property.
  • Credit Sanctioning of the Loan.
  • Disbursement of Loan.

[/vc_column_text][vc_custom_heading text=”Documentation Required for Loan Against Property” google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal” css=”.vc_custom_1550834280794{margin-bottom: 20px !important;}”][vc_column_text]

  • Identity Proof

  • Residence Address Proof

  • 6 month Bank Statement

  • 3 month salary slips

  • Previous or current job experience proof

  • Form 16 for previous employment / ITR for self employed

  • Property Document

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